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Unit 1 Article Summary:Write a review of the article by Todd Keister and James McAndrews, "Why Are Banks Holding So Many Excess Reserves?" Federal Reserve Bank of New YorkCurrent Issues in Economics and Finance15, no. 8 (December 2009), available at In your own words, explain the key points that the author was trying to communicate. Your review should be at least one page not counting the title or reference pages 2 questions: 1. Consider the prevailing conditions for the following factors: inflation (including oil prices), the economy, the budget deficit, and the Fed's monetary policy...

Answered 3 years ago by radykal

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This downloadable form is a PDF file. Assignment of Rents by Lessor with Repurchase Agreement 1. For value received, _______(1)_______, of ________(2)___________, assignor, assigns and transfers to __________(3)__________, of _________(4)____________, assignee, all rents and other sums due and to become due assignor under that lease dated ________(5)___________, 19__(6)_, between assignor as lessor, and 7)____________, as lessee, for the lease of the following described property: _________(8)_________. 2. Assignor warrants and represents that: a. Assignor is the lawful owner of the...

Asked 3 years ago by JudgeJudith

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Smart City Proposal PROJECT DESCRIPTION We can improve the engineering workforce by expanding their knowledge of engineering, and the easiest way to do this is to teach them while still in college. Engineering students should be provided options in order to expand their knowledge outside of their engineering discipline, as well as the option to study abroad without concern of any negative effects towards their college schedule. This program will be able to do just that. In this Project Description, we will cover background information and the current state of the problem as well as how...

Answered 3 years ago by 247OnlineHero

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Week 3 DQ. 1 It was not executed overnight, but during the 3rd century the Roman Empire was divided by ethnic and cultural forces and this resulted with an increase in effectiveness to combat enemies and economical decline. Throughout the 4th Century the Roman Empire was under one ruler but still with two capitals - and then in a series of events that lead through the 5th century, the divide finally collapsed. The transformation of the Eastern Roman Empire into Greek civilization was the causation for the Byzantine Empire, however; the west disassembled due to an infiltration of...

Answered 3 years ago by hellothereson

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Market Participation FIN 366 Market Participation Businesses, government units, institutional investors, and individuals participate in the money, stock, bond, and equity securities markets. They each play a different role and functions and there are also many differences between the markets that will be explained in detail below. Each market operates differently with different investments tools; also the reason for investing varies from an individual to a business to a government unit. The money market is a place that lenders and borrowers meet to give and receive short term...

Answered 3 years ago by hemsworth

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Market Participation FIN 366 Market Participation Businesses, government units, institutional investors, and individuals participate in the money, stock, bond, and equity securities markets. They each play a different role and functions and there are also many differences between the markets that will be explained in detail below. Each market operates differently with different investments tools; also the reason for investing varies from an individual to a business to a government unit. The money market is a place that lenders and borrowers meet to give and receive short term...

Answered 3 years ago by hemsworth

1 answers and 0 views


Product:McAfee VirusScan for Windows95 (VirusScan95) Version: Document: This document is organized into two sections. Section I covers technical specifics for this version of McAfee VirusScan95. Section II covers some of the most Frequently Asked Questions about VirusScan95. Section I 1.What's new for VirusScan95! McAfee took the most popularly requested items in version 1.1 of VirusScan95 and implemented them in this new release. Here's what we did: Added MS-DOS scanning component prior to loading Windows 95. VirusScan95 now CLEANS MS Word macro...

Answered 3 years ago by JimA

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This downloadable form is a PDF file. Contract For Sale and Purchase of Property PARTIES: ____________________(1)_____________________________, as "Seller", of ________(2)____________, Phone: _____(3)________, and ______________(4)___________________ as "Buyer" of _______________(5)_______________, Phone: _______(6)__________, hereby agree that the Seller shall sell and Buyer shall buy the following property upon the following terms and conditions: I. DESCRIPTION: a) Legal description of real estate ("Property") located in _______(7)________ County, _______(8)_________: b) Street...

Asked 3 years ago by JudgeJudith

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In your opinion, infer the most significant failure in the banking system and then discuss possible ways the failure can be avoided in the future. Credit Default Swaps are hedging techniques for debt holders. It is used to protect the investors from the risk of default on debt. The volume of CDS increased by more than 100 folds in a span of 10 years from 1998 to 2008. Since there was no central regulation authority to manage CDS, there was no way for a grieved party in case CDS is not honored. Because of this default on CDS increased many folds and hence most of the financial institutions...

Answered 3 years ago by hemsworth

1 answers and 6 views


ECON 312 Principles of Economics Week 1 Week 1 Discussion Opportunity Cost (Graded) Give an example of how the Principle of Opportunity Cost applies to your life. Think of a recent decision you made. It could be a decision as simple as whether to eat out or cook your own dinner, or it could be a decision to quit your job and go back to school. What alternatives did you consider? How did you arrive at your final decision? Did you implicitly weigh marginal cost and marginal benefit? How does the concept of opportunity cost apply to production possibilities curve (PPC) analysis? How can...

Answered 3 years ago by Cramster

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ECON 312 Principles of Economics Week 6 Week 6 Discussion Money and Banking (Graded) What factors led to the mortgage default crisis? How did mortgage defaults affect banks involved in mortgage lending and mortgage investing? Securitization? TARP? What do these mean? How did mortgage-backed securities spread losses during the mortgage default crisis? How does TARP illustrate the problem of moral hazard? What did the Federal Reserve do during the financial crisis of 2008 and 2009? How did the recent financial crisis affect the financial services industry? What are some of the major...

Answered 3 years ago by Cramster

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ECON 312 Principles of Economics All Discussions Week 1 Discussion Opportunity Cost (Graded) Give an example of how the Principle of Opportunity Cost applies to your life. Think of a recent decision you made. It could be a decision as simple as whether to eat out or cook your own dinner, or it could be a decision to quit your job and go back to school. What alternatives did you consider? How did you arrive at your final decision? Did you implicitly weigh marginal cost and marginal benefit? How does the concept of opportunity cost apply to production possibilities curve (PPC)...

Answered 3 years ago by Cramster

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Module 1 - SLP Strategic Review First, run the simulation using the Default Decisions. In other words, use the prices and R&D percentage that are already there. Capture or collect the results for each product (X5, X6, X7) as you run each year. Copy (using Excel, by hand, or some other method) the Financial results and Marketing results, as well as the information provided by the Advisor. REQUIRED READING: Refer to the reading on the SLP in the Module 1 Background. Then read the following scenario before you proceed: SCENARIO It is December 15, 2015. Joe Schmoe, the VP of Marketing at...

Answered 3 years ago by radykal

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A+ Grade Guided Response CSI 321 JAVA Project Write a class called Point that contains two doubles that represent its x- and y-coordinates. It should have get and set methods for both fields. It should have a constructor that takes two double parameters and passes those values to the set methods to initialize its fields. It should have a default constructor that initializes both coordinates to 0. It should also contain a method called distance. To that takes as a parameter a constant reference to another Point and returns the distance from the Point that was passed as a...

Answered 3 years ago by ajotatxe

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1) Given a Class A network with the /20 pref ix, determine the subnet mask in binary. 2) Given a Class A network with the /20 pref ix, determine the subnet mask in decimal. 3) Given a Class A network with the /20 pref ix, determine the maximum number of hosts it can support. 4) Given a Class A network with the /21 pref ix, determine the subnet mask in binary and decimal. Then calculate the maximum number of hosts it can support. 5) Given a Class A network with the /22 pref ix, determine the subnet mask in binary and decimal. Then calculate the maximum number of hosts it can support....

Answered 5 years ago by JasonJones

1 answers and 250 views


This is a confirmation .Once you buy I will send the answered document just to prevent message me as soon as you buy. 1. An attribute is another name for stating property of an element. a) True b) False 2. In DTD, XML element attributes are declared with a/an _________ declaration. a) ENTITY b) ATTLIST c) ELEMENT d) DOCTYPE 3. 'NMTOKENS' a) The value is a list of other ids b) The value is a list of other entities. c) The value is a list of valid XML names. d) The value is the name of a notation. 4. An attribute which does not have to included is indicated by the...

Answered 3 years ago by hemsworth

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Authors A. Huang and C. Chen (2012) examine credit default swap spreads as they relate to four specific events during the 2008 financial crises. Their research is quite valuable as they sought to challenge two common financial concepts known as the contagion effect and the competitive effect. From their research, they were able to conclude that the contagion effect dominated the 2008 financial crises. However, to reach this conclusion, they took their readers through a very in-depth analysis of both concepts as they relate to the event. By examining the credit default swap prices...

Answered 3 years ago by smartypants

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Installing Ruby/Ruby Gems/RubyMine in MAC OS 1) Download Java SDK from as the Java is required for Mainframe project. Click on the "Accept License Agreement" radio button & choose the latest version based on your O.S (64 bit or 32 bit) to download as shown below. Use the default values and click next until the software is installed completely. 2) Once Java SDK is installed, go to terminal and validate the java is installed properly. 3) Install rvm and Ruby on rvm by following the commands. a)Copy the following text below in the terminal \curl -sSL bash -s stable...

Answered 3 years ago by wisdomrays

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**FIN 571 Final Exam (300 Questions)** 1) Refers to situations wherein the agent can take unseen actions for personal benefit even though such actions are costly to the principal. A. adverse selection B. moral hazard C. zero-sum game D. The Behavioral Principle 2) Which of the following statements is true? A.  A call option analyzes conflicts of interest and behavior in a principal-agent relationship. B.  The difference between the value of one action and the value of the best alternative is called an opportunity cost. C.  An agent-manager can never make bad decisions....

Answered 3 years ago by LanceJ

1 answers and 1.4k views


This downloadable form is a PDF file. Declaration and Revocation of Trust This Revocation of Trust is made this _(1)_ day of ________(2)________, 19_(3)_. WHEREAS, on the _(4)_ day of ________(2)________, 19_(3)_, I created by written declaration of a revocable trust a copy of which is attached hereto, and having reserved the right to revoke, annual and cancel said trust and the declaration creating it, I do now hereby revoke said trust, with all of the principal thereof reverting absolutely to me, with all right and title thereto. I further declare the Trustee of said trust free and...

Asked 3 years ago by JudgeJudith

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Health Care Issue Outline Names Date University of Phoenix HCS/552 Health Care Economics Professor Issue Statement For many years, people debated about health care reform. Unless the nation changes health care delivery services, the nation will continue to have out of control health care costs and decreased access to health care. The nation must accept the evolution of health care reform and the economics associated with the change. Health Care Issue Outline Slide 1 Introduction A. National Health Care System 1. The current national health care system is inadequate. The...

Answered 3 years ago by Kyle79

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_A+ Grade Solution_ ####**PM4799 Week 3 Analysis 3.1 - Scheduling Project Activities** Assume that you were assigned the Project Manager role in March for implementing off-site training for five members of the Product Innovation team. The training must be completed by the end of May. R&D Consulting Firm has been awarded the contract to conduct the training at its training facility in Chicago, but the innovation teams home office is in Atlanta. So far, only funding for the consulting firms training fees has been approved. To ensure that the training goes smoothly and to manage the...

Answered 3 years ago by ajotatxe

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FIN 501 Module 2 SLP Time Value of Money Time Value of Money is one of the most important concepts in the financial world. The principles of time value analysis have many applications, ranging from setting up schedules for paying off loans to decisions about whether to acquire new equipment for a company. Time value of money is also called discounted cash flow analysis. Your task for this module is to apply the concept of present value to your chosen SLP company. Suppose your company is selling a bond that will pay you $100,000 in one year from today. Keep in mind that if your...

Answered 3 years ago by radykal

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First determine the difference between the AAA and CCC spreads. This indicates how much more of a yield is required on CCC-rated bonds versus AAA-rated bonds. Next, determine the difference between AAA and BBB spreads. Then determine the difference between BBB and CCC spreads. Is thedifference larger between the AAA and BBB or the BBB and CCC spreads? What does this tell you about the perceived risk of the bonds in these rating categories? (Only a few sentences long) BBB spreads have a slightly higher risk of default than AAA spreads because BBB Bonds have higher yields. They are...

Answered 3 years ago by radykal

1 answers and 8 views


Comparing Unethical versus Ethical Leadership AIG American International Group Inc. (AIG) is a multi trillion dollar insurance giant. AIG originated in China in 1919 and was perceived as a humble honest company (Gilani, 2008). Within the last few years AIG has been at the forefront of much debate about their financial decisions. A few attributed to AIGs demise was their accumulation of misplaced bets on credit default swaps. AIG also was ran by a CEO named Maurice R. Greenherg who grew the company aggressively and diversified the insurance company to a trillion-dollar balance sheet....

Answered 3 years ago by solarc

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Why is it important to understand research methods used by criminologists? They use methods of dealing with ones mind that maybe criminals and mainly getting into the minds of a killer or sex offender and researching what they think about the person whom they have offended and what kind of things they look for in their victim wether they are young and white or old and black they all have that perfect description of what they like and what they want and they gives the investagators a perfect of what they have to look for when dealing with other offenders. Response 2 It is...

Answered 3 years ago by hellothereson

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Business Organization Rhiannon Neufell BUS 311 - Business Law I Instructor David MacKusick May 11, 2015 Business Organization Limited liability companies (LLC) seem to be the way to go to start up a small business. With the ability of choosing which regime of taxation the business will identify with, protection from liability for the debts accrued by the business, no double taxation on business and member, and having the business counted as a separate entity, LLCs enjoy many of the benefits that corporations do, while being counted as a default partnership where new LLC...

Answered 3 years ago by Ash

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_A+ Grade Solutions_ ####**COIT20248 Assignment 2 Website Design and Modelling** The tasks In the report format used in CQUniversity (refer to the Help section below for a link to the report guide), explain how you would complete the following modelling tasks and website design. The report presentation including the references. You are to develop the report having each task clearly numbered together with your answer. You are also expected to write an introduction and conclusion for this report. In performing the following tasks, you have to strictly follow all diagramming rules used...

Answered 3 years ago by ajotatxe

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1. Al Bundy owns Bundiful World, a sole proprietorship. He incorporates as Bundiful, Inc. transferring all of the proprietorship’s assets (FMV: $350,000, basis: $ 275,000) for all of the stock. Bundiful, Inc. also assumes $15,000 of liabilities, $14,500 were business related, the remaining $500 was for a DVR so his wife, Peg, could record Oprah. Based on the above: Answer a. Bundiful, Inc. has an asset basis of $275,000; Al has a stock basis of $260,000. b. Bundiful, Inc. has an asset basis of $290,000; Al has a stock basis of $260,000. c. Bundiful, Inc. has an asset basis of $290,000; Al...

Answered 3 years ago by ajotatxe

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Final History Essay INSTRUCTIONS: Format requirements: typed, doubled-spaced, standard fonts, standard (1-inch) margins, 5-6 pages, etc. Essays will be graded for their persuasiveness. State your thesis clearly in the introductory paragraph. Be logical. Answer the question accurately and thoroughly. And avoid misspellings and grammatical errors-they detract from any writing's persuasiveness. Papers must draw upon pertinent materials assigned in this course - the more the better. Also: avoid plagiarism. Do your own work, use your own words, and cite your sources. Parenthetical...

Answered 3 years ago by Kyle79

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Assignment 2: Legal Problems Managing a Small Business Part II Read the scenario and the questions that follow. Note that this scenario is a continuation of the scenario from Week 3, Assignment 2. Identify the legal issue(s) and apply legal concepts and possible arguments for each question. Prepare a solution for each question using laws, cases, examples and/or other relevant materials. Identify potential ethical issues and propose a solution for each issue. Support your answers with information from the textbook and at least two outside scholarly sources. By Tuesday, October 1,...

Answered 3 years ago by ajotatxe

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Week Four Quiz 1. The auditor's responsibilities with regard to audit works is usually up to the last date of field works. (True/False 2. Name the various types of opinions expressed by an independent auditor. unqualified opinion report, qualified opinion report, adverse opinion report and disclaimer of opinion report. 3. List the three types of going concern issues. negative cash flow from operations defaults on loans agreements, adverse financial ratios, work stoppages , loss of key management, legal proceeding with major negatives implication to the company. 4. Describe...

Answered 3 years ago by hellothereson

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Week Four Quiz 1. The auditor's responsibilities with regard to audit works is usually up to the last date of field works. (True/False 2. Name the various types of opinions expressed by an independent auditor. unqualified opinion report, qualified opinion report, adverse opinion report and disclaimer of opinion report. 3. List the three types of going concern issues. negative cash flow from operations defaults on loans agreements, adverse financial ratios, work stoppages , loss of key management, legal proceeding with major negatives implication to the company. 4. Describe...

Answered 3 years ago by hellothereson

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Week Four Quiz 1. The auditor's responsibilities with regard to audit works is usually up to the last date of field works. (True/False 2. Name the various types of opinions expressed by an independent auditor. unqualified opinion report, qualified opinion report, adverse opinion report and disclaimer of opinion report. 3. List the three types of going concern issues. negative cash flow from operations defaults on loans agreements, adverse financial ratios, work stoppages , loss of key management, legal proceeding with major negatives implication to the company. 4. Describe...

Answered 3 years ago by Ash

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Mike Turner ACSG 561 Midterm HW Pg. 219-220 2. Your latest project is to combine two systems used by Producers Financial. Angie Schworers loan application system is fairly new, but has no documentation. Scott Wittmans loan management system is older, needs much revision, and the records are coded and kept independently of the other system. The loan application system accepts applications, processes them, and recommends loans for approval. The loan management system takes loans that have been approved and follows them through their final disposition (paid, sold, or defaulted). Draw a...

Answered 3 years ago by geniushr

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