HCR 230 Week 1 Assignment Features of Private Payer and Consumer Driven Health Plans

HCR 230 Week 1 Assignment Features of Private Payer and Consumer Driven Health Plans


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Asked by 2 years ago
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Private Payer Plans and CDHP Account Types

Several types of private payer plans exist. Although there are many payer plans Preferred Provider Organizations (PPO) is the most used. PPO is for catastrophic insurance coverage, which offers a discounted fee-for-service with one employer or employee or several and allows financial preferences for out-of-pocket medical expenses. The PPO requires the covered individual to pay a premium each year and sometimes a yearly deductible. The individual must also pay a co-payment at the time of provided medical services. PPO covered individuals are allowed to visit out -of- network health care providers without referrals, but may have to pay a higher deductible (Valerius et al., 2008).

Unlike a PPO a health...

HCR 230
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HCR 230 Week 1 Assignment Features of Private Payer and Consumer Driven Health Plans

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Excerpt from file: Private Payer Plans and CDHP 1 PrivatePayerPlansandCDHPAccountTypes Severaltypesofprivatepayerplansexist.AlthoughtherearemanypayerplansPreferred ProviderOrganizations(PPO)isthemostused.PPOisforcatastrophicinsurancecoverage,

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Asked: 2 years ago

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